Answers · Market · live dataset

What minimum EBITDA do private credit lenders require?

Most cash-flow lenders size a loan off EBITDA and many set a floor, but few publish it. On Agentas, 48 of 900 active funds publish a minimum EBITDA and 0 explicitly state no EBITDA minimum; the rest do not disclose one. Asset-based, equipment, real estate and venture lenders underwrite collateral, contracts or the investor syndicate rather than EBITDA, so a pre-profit or asset-heavy borrower should screen those structures first.

Figures from the researched book · updated Oct 11, 2026

Full guide: Selection guide →