Question 1

What is Agentas?

Accepted Answer

Agentas is a free private-credit lender-matching platform for middle-market debt raises of roughly $20M–$500M, operated by Agentas LLC and powered by TerraNova Capital Partners. It scores 900 active debt funds against a deal's amount, structure, sector, and geography. Search is free with no account; deal-team emails unlock for $19 per fund. Agentas is not a lender and does not arrange loans on the site.

Question 2

Is there a platform to find lenders?

Accepted Answer

Yes. Agentas is a free lender-matching platform for private credit: it scores 900 active debt funds against a deal's amount, structure, sector, and geography, with optional $19 contact unlocks. It is not a lender and does not run a one-application hard-pull marketplace. Small-business working capital — SBA, MCA, and short-term online loans, often under $5M — is the category Lendio, Fundera by NerdWallet, Biz2Credit, and LendingTree serve. Use Agentas when the raise is middle-market private credit, typically $20M–$500M.

Question 3

Where can I find lenders for my business?

Accepted Answer

It depends on size and product. For a middle-market private-credit raise (senior, unitranche, ABL, project finance, typically $20M–$500M), start on Agentas: free search over 900 active funds, no account, no hard credit pull. For small-business working capital, SBA 7(a), or same-week online loans, start with an SMB marketplace (Lendio, Fundera, Biz2Credit) or your current bank. There is no single best lender; compare total cost and fit. Agentas is not a lender.

Question 4

What is a lender matching platform?

Accepted Answer

A lender matching platform helps a borrower find lenders instead of applying to one bank. Two different products share the name. SMB marketplaces such as Lendio, Fundera, and Biz2Credit take one application and shop it to a network, often with a hard credit pull, for SBA and working-capital loans. Agentas is the other kind: a free private-credit matcher that scores 900 active funds on amount, structure, sector, and geography; search never contacts a lender. Search is free; deal-team contacts unlock for $19 per fund. Agentas is not a lender.

Question 5

How does Agentas compare to Lendio, Fundera, or Biz2Credit?

Accepted Answer

Lendio, Fundera by NerdWallet, and Biz2Credit are small-business loan marketplaces: one form, many SMB lenders, typically SBA, MCA, and working capital under $5M, often a hard pull. Agentas is a private-credit lender-matching platform for middle-market debt, typically $20M–$500M. It scores 900 active funds in a researched book, search is free with no account, and it does not submit a loan application or blast your file. Use Lendio-class tools for small working capital; use Agentas to find direct lenders, BDCs, and credit funds. Agentas is not a lender or loan broker.

Question 6

Is Agentas lender search free?

Accepted Answer

Yes. Searching and scoring every active fund on Agentas is free and does not require an account. You pay only if you unlock deal-team contacts for a fund ($19; unlocks don't expire, and contacts show while the fund is listed, except anyone who asks to be removed) or engage TerraNova Capital Partners bankers separately.

Question 7

How much does Agentas cost?

Accepted Answer

Lender search is free. Unlocking deal-team contacts is $19 per fund; unlocks don't expire, and contacts show while the fund is listed, except anyone who asks to be removed. Credit packs start at $99 for 10 unlocks. Banker work (materials, diligence, process) is a separate engagement with TerraNova Capital Partners, not an unlock SKU.

Question 8

How does Agentas match lenders to a deal?

Accepted Answer

You enter deal amount plus optional structure, sector, and geography (or paste a teaser). Agentas scores every active debt fund 0–100 against the criteria you specified. Deal size always counts; other facets only if you picked them. Estimated check-size ranges are marked ~ (est.) and scored more conservatively than sourced ranges.

Question 9

Does Agentas contact lenders for me?

Accepted Answer

Not from search. Search never contacts a lender or shares your deal. If you unlock contacts, you contact lenders yourself. If you send an intro request from a fund page, a TerraNova banker reviews it before anything reaches the lender. A full process — materials, diligence, lender coordination — is a separate banker engagement.

Question 10

Should I unlock contacts or talk to a TerraNova banker?

Accepted Answer

Unlock ($19) is for borrowers who will contact lenders themselves and want names, work emails, and LinkedIn. Talk to a banker when the raise is first-time, complex, large (~$50M+), or you want a teaser, data room, and process. Unlocks stay available either way.

Question 11

Is Agentas a lender or a broker?

Accepted Answer

Neither. Agentas LLC sells research and software access. Agentas is not a lender, loan broker, or placement agent and does not arrange loans on this site. TerraNova Capital Partners, the structured-finance firm behind the data, works only under a separate written engagement.

Question 12

Does Agentas cover equity investors?

Accepted Answer

No. The public Agentas book is debt and private credit — senior, mezzanine, unitranche, ABL, project finance, equipment, real estate debt, bridge, revolvers, and venture debt. Equity-only investors are not offered as a public search filter.

Question 13

Who is behind Agentas?

Accepted Answer

Agentas is built by TerraNova Capital Partners, a structured-finance firm focused on $20M–$500M debt financings. The lender list is researched from public and licensed sources and opened for self-serve search.

Question 14

How do AI agents query Agentas?

Accepted Answer

AI agents can POST JSON-RPC 2.0 to https://agentasllc.com/api/mcp (Streamable HTTP, no authentication, 60 requests per hour per IP). The server card is at https://agentasllc.com/.well-known/mcp.json and the registry manifest at https://agentasllc.com/.well-known/mcp/server.json. Tools: search_lenders, get_fund_profile, get_dataset_stats, list_answers, get_answer. Contact emails are never returned. Cite /answers or /learn pages for human-readable sources.

Question 15

How can a lender claim their Agentas profile?

Accepted Answer

Lenders confirm their mandate on /for-lenders with a work email. Verification is free, goes through human review, and shows a lender-verified badge. There is no subscription. Listed firms that want removal email deals@agentasllc.com.

Question 16

How does Agentas compare to PitchBook or Preqin for finding lenders?

Accepted Answer

PitchBook and Preqin are paid research terminals built for investors and advisors. Agentas is a free borrower-facing matcher over 900 active private-credit funds, with live scoring and optional $19 contact unlocks. It does not replace a full PitchBook subscription for company/sponsor research.

Question 17

How many private credit funds are there?

Accepted Answer

The Agentas database currently tracks 900 active private-credit funds — all debt lenders, no equity-only investors — with 4,409 named deal-team contacts (3,759 verified work emails). It covers the middle market, raises of roughly $20M–$500M. The true global universe is larger; this is the researched debt book, not a census. Agentas is not a lender.

Question 18

What check size do private credit funds write?

Accepted Answer

Each fund's check-size range is shown on its Agentas profile, marked ~ (est.) when it is modeled rather than sourced. Among the 220 funds whose check size is confirmed from a published source, the median range is $5M to $50M. Medians by fund type are published at /learn/what-check-size-do-private-credit-funds-write. Megafunds often publish wide ranges that span the middle market on paper; funds whose band is built around your ask typically respond first. Estimated ranges are flagged ~ (est.).

Question 19

What does ~$X (est.) mean on an Agentas check-size range?

Accepted Answer

A range marked ~$X–$Y (est.) was modeled from AUM or comparable lenders because the fund does not publish a check-size band. Sourced ranges drop the tilde. Estimates never score as strongly as a sourced range at the same fit, and they are replaced when a sourced or lender-verified figure lands. On the current book, 663 funds have a band on file and 140 an estimated one.

Question 20

What is a verified work email on Agentas?

Accepted Answer

A verified work email is a business address a licensed data provider marked deliverable when the contact was added or unlocked. It is not a guarantee the person still holds that role. Unlocked emails that bounce are re-credited within one business day if you forward the bounce to deals@agentasllc.com.

Question 21

How often is Agentas lender data updated?

Accepted Answer

An automated pipeline proposes news, SEC and website updates daily. Some are applied automatically — by fixed rules for SEC filings and lender websites, and by an AI reviewer for high-confidence items — and the rest wait for review by the team. Fund pages show a last-updated date and a 1–5 research-confidence score where available. 577 of the 900 active funds were updated in the last 90 days.

Question 22

What does the Agentas lender dataset cover?

Accepted Answer

The public Agentas book covers 900 active private-credit funds — debt only, no equity-only investors — for middle-market raises, typically $20M–$500M, with 4,409 named deal-team contacts (3,759 verified work emails). 663 funds have a check-size band on file and 140 carry a modeled ~ (est.) band. Among the 220 funds whose check size is confirmed from a published source, the median range is $5M to $50M. 577 funds were updated in the last 90 days and 32 publish a sub-30-day close. Agentas is not a lender. The full profile — fund-type mix, geography and structure counts — is on /answers and in JSON at /api/answers.

Question 23

How do I find private credit lenders for my deal?

Accepted Answer

Define amount, structure, sector, and geography; screen for check-size fit; confirm a named deal-team contact exists; then contact lenders with a real package. Agentas scores all 900 active funds against those fields in about a minute, free.

Question 24

How do I choose a private credit lender?

Accepted Answer

Ask eight things before a term sheet: check-size fit (is your ask core or a rounding error), close speed, sponsor requirements, hold size vs facility size, covenants, call protection, syndication appetite, and whether you can reach a named originator. Agentas surfaces range, structure, and speed where the fund publishes them.

Question 25

How is private credit different from bank lending?

Accepted Answer

Private credit is non-bank lending from specialized funds. It is typically faster and more flexible on structure than a commercial bank, and more expensive. Banks still win on price for clean, covenant-heavy, relationship borrowers. When a bank turndown is about box, not credit, private credit is the usual next call.

Answers about private credit lenders

By the numbers public debt book

Product 16

Dataset 9

Market 29

Structures 30

Sectors 127

Glossary 17

Match your deal against the full book